:root{font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;color:#172c43;background:#f7f9fb}*{box-sizing:border-box}body{margin:0}a{text-decoration:none;color:inherit}.environment{background:#e9eff5;color:#34465b;text-align:center;font-size:12px;letter-spacing:.02em;padding:9px 16px}.site-header{max-width:1200px;margin:auto;padding:24px;display:flex;justify-content:space-between;align-items:center;gap:20px}.logo{font-size:19px;letter-spacing:-.5px;font-weight:550}.logo-mark{display:inline-grid;place-items:center;background:#0c3654;color:#fff;width:36px;height:36px;border-radius:10px;margin-right:8px}.site-header nav{display:flex;align-items:center;gap:23px;font-size:14px}.nav-button{border:0;background:none;color:inherit;font:inherit;cursor:pointer}.hero{max-width:1200px;margin:14px auto 0;border-radius:25px;padding:90px 7%;color:#fff;background:radial-gradient(circle at 85% 5%,#2c6282 0%,transparent 38%),linear-gradient(110deg,#0b2840,#174560);min-height:480px}.eyebrow{text-transform:uppercase;font-size:12px;letter-spacing:.16em;font-weight:700;color:#5da6a0}.hero .eyebrow{color:#9ad9c8}h1{font-size:clamp(38px,5vw,66px);letter-spacing:-.05em;line-height:1.07;max-width:680px;margin:21px 0}.hero p{max-width:520px;color:#cee2ed;font-size:18px;line-height:1.7}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:36px}.button,.outline{display:inline-block;cursor:pointer;border-radius:10px;padding:14px 23px;font-size:14px;font-weight:700;border:1px solid #c1d4df}.button{background:#80d4be;color:#0b2f43;border-color:#80d4be}.outline{color:inherit;background:transparent}.currency{display:flex;gap:14px;margin-top:53px}.currency span{border:1px solid #54788e;border-radius:20px;padding:8px 14px;font-size:12px}.features{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;max-width:1200px;padding:28px 24px;margin:34px auto 80px}.features article,.account{background:white;padding:30px;border:1px solid #e6edf3;border-radius:16px}.features h2{font-size:20px}.features p,.panel p,.dashboard p{color:#677b8d;line-height:1.65}.feature-icon{color:#2d8780;font-size:13px}.panel{max-width:460px;background:white;border:1px solid #e6edf3;margin:72px auto 120px;padding:42px;border-radius:20px}.panel h1{font-size:38px}.panel form{display:grid;gap:12px}.panel label{font-weight:650;font-size:13px}.panel input{padding:13px;border-radius:8px;border:1px solid #cdd9e3;width:100%;font:inherit}.panel button{margin-top:10px}.error{color:#aa2835!important}.dashboard{max-width:1200px;margin:60px auto;padding:0 24px}.dashboard h1{font-size:42px}.account-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:30px 0}.account h2{font-size:28px}footer{border-top:1px solid #e3eaf0;padding:30px 24px;display:flex;justify-content:space-between;gap:20px;max-width:1200px;margin:auto;color:#718092;font-size:12px}@media(max-width:700px){.site-header{padding:18px;flex-wrap:wrap}.site-header nav{gap:14px}.hero{border-radius:0;padding:62px 25px;min-height:auto}.features,.account-grid{grid-template-columns:1fr}.features{margin:12px auto 30px}.currency{margin-top:35px}footer{flex-direction:column}.panel{margin:30px 16px 80px;padding:24px}}

/* Phase 2 information pages */
.site-header nav{flex-wrap:wrap;justify-content:flex-end}.footer-links{display:flex;gap:16px;flex-wrap:wrap}.footer-links a:hover,.site-header a:hover{color:#249b8f}.feature-links{max-width:1200px;margin:0 auto 100px;padding:0 24px}.section-heading{max-width:640px}.section-heading h2{font-size:clamp(28px,3vw,42px);letter-spacing:-.04em;margin:10px 0}.section-heading p{color:#677b8d}.service-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:28px}.service-grid a{display:flex;flex-direction:column;gap:10px;background:#fff;border:1px solid #e3ebf0;padding:28px;border-radius:18px;transition:transform .2s,border-color .2s}.service-grid a:hover{transform:translateY(-3px);border-color:#2d8780}.service-grid strong{font-size:19px}.service-grid span{font-size:14px;color:#677b8d}.inner-hero{max-width:1200px;margin:16px auto 0;padding:80px 7%;border-radius:24px;background:linear-gradient(120deg,#0b2840,#215872);color:#fff}.inner-hero h1{font-size:clamp(34px,5vw,60px);max-width:850px;margin:12px 0}.inner-hero>p:last-child{color:#d9e9f1;font-size:19px;line-height:1.5}.inner-content{max-width:1200px;margin:32px auto 90px;padding:0 24px}.content-card{background:white;padding:40px;border:1px solid #e3ebf0;border-radius:18px;max-width:900px}.content-card h2{font-size:28px}.content-card p{line-height:1.85;color:#4b6278;max-width:760px}.content-card .button{margin-top:20px}@media(max-width:800px){.service-grid{grid-template-columns:1fr 1fr}.site-header nav{gap:13px}}@media(max-width:600px){.service-grid{grid-template-columns:1fr}.inner-hero{border-radius:0;padding:62px 25px}.content-card{padding:24px}.site-header nav{font-size:12px}}

/* Phase 3 onboarding */
.onboard-panel{max-width:850px;margin:48px auto;padding:36px;border:1px solid #dfe8e8;border-radius:22px;background:#fff;box-shadow:0 12px 34px rgba(18,39,51,.06)}
.onboard-panel h1{font-size:clamp(2rem,4vw,3.2rem);margin:9px 0 18px;color:#152c3b}
.onboard-form{display:grid;grid-template-columns:1fr 1fr;gap:18px}.onboard-form .wide{grid-column:1/-1}.onboard-form label{display:block;font-size:14px;font-weight:650;margin-bottom:7px}.onboard-form input:not([type=checkbox]),.onboard-form select{width:100%;box-sizing:border-box;padding:13px;border-radius:10px;border:1px solid #c6d4d7;background:#fff;color:#152c3b}.onboard-form .checkline label{display:inline;font-weight:400}.onboard-form .helptext,.onboard-form .errorlist{font-size:12px;color:#6c7880}.onboard-form .errorlist{color:#b42318}.onboard-form .button{cursor:pointer;border:0}.application-list{display:grid;gap:10px;margin:14px 0}.application-row{padding:15px 18px;border:1px solid #e0e7ea;border-radius:12px;display:flex;justify-content:space-between;gap:12px}.notice{background:#f0f7f5;padding:15px 18px;border-radius:12px}.onboard-panel p{line-height:1.65}@media(max-width:650px){.onboard-panel{margin:24px 12px;padding:22px}.onboard-form{grid-template-columns:1fr}.onboard-form .wide{grid-column:1}}